An X post explaining how one can reduce dependence on food delivery apps has stirred up a debate about convenience, money management and health goals. The post, shared by CA Nitin Kaushik, discusses how home-cooked food is a type of investment and how prioritising it strategically can also lead to savings that can be invested separately. The CA notes that many people tend to spend Rs 35-40K on food delivery apps every month "simply because life feels too hectic." According to him, "there's a smarter way to use the same money - one that builds health, savings, and impact together."
In response to later comments, the CA clarifies that the people he is generally talking about are those who earn Rs 2 to 3 lakh per month and end up spending a major chunk of their income, i.e, around Rs 40K, on food. In his original post, he provides a way to use an amount less than this to get healthier meals cooked at home. As per his calculations, hiring a skilled home cook costs around Rs 5-10K per month. He proposes a monthly budget of approximately Rs 6-12K for "quality groceries" such as fresh veggies, cold-pressed oil, good grains, and clean protein. Finally, he suggests allocating Rs 3-5K for "one-time utensils upgrade."
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As per the CA's estimates, the most one could spend is Rs 25K per month. He lists the advantages of adopting this approach: "Fresher meals, cleaner ingredients, daily nutrition without guilt, and peace of mind." He also advises investing the Rs 15K saved per month at a 12% interest rate so that it compounds into Rs 5.6 lakh in 5 years.
Moreover, in the long term, he points out that choosing homemade food instead of constant food delivery apps would ensure the cook's family gets "steady support," one's body is nourished consistently, and one's overall spending is more balanced.
🍽️ The Most Underrated ‘Investment' Nobody Thinks About 🚨
Every month, thousands of people spend ₹35–40k on food delivery apps simply because life feels too hectic.
But there's a smarter way to use the same money — one that builds health, savings, and impact together.
Here's…— CA Nitin Kaushik (FCA) | LLB (@Finance_Bareek) November 28, 2025
Also Read: Delhi Restaurant Claims Zomato Is Blocking Orders During Peak Hours; CEO Reacts
In the comments, many X users agreed with his point of view and found his recommendations realistic. Others felt his cost estimates would not be the same for people living alone or people living in different cities. Some also voiced their difficulty in finding good home cooks. Read some of the reactions below:
Rs. 250 average per order for 30 days, 2 times a day leads to 15k. 30 to 40k kaha se hua bhai? Max it becomes 20k per person. Hiring cook and buying groceries make sense for couple. Or tiffinbox or dabba can be cheaper than zomato.— Darshan Investor (@darshanInvestor) November 29, 2025
I am ready to pay 15k for a cook, please help me for the same. I can't find it eve at this price point— Nitesh Pasari (@ntpasari) December 1, 2025
Not even going into calculation, if ppl are earning enough to spend so much on food they are expecting certain standard and type of food. Just like in clothes, transport or even housing, there's a hundred ways to save money but ppl choose to spend coz that's what they earn for!— Vardhil Gandhi (@vardhilg) November 30, 2025
Those who spend 35K on food apps don't care about saving. They already earn huge. And true they might get good cook with that.
The real worry is with those who spend 5K-10K on food apps. They can't get a good cook & if they get any, cook will be irregular, will skip upto 15 days— Logan (@ExSecular107) November 29, 2025
Is life so simple? Where can we find a cook? It's hard to find a trustworthy cook.. It's really really hard..— Sanātanī Guy (@SavvyGuy1) November 30, 2025
Such a great post, this can help in sustainable living, financially and healthily— SNR Ganesh (@CSNRGanesh369) November 29, 2025
For most, It might sound 35k on food sound bizarre. But its very true in my and most of my friends. Spot on. Actually i switched to maid recently and saved 20k+ on food delivery.— Saravanaa Velpari (@SVelpari) November 30, 2025
Where do you get cook for 5k 10 k pm. who will give you 2 freshly cooked meals? The part time maid hastily scratches up something in the morning which you eat for lunch and dinner.— Rajendra Duggar (@rajaduggar) November 30, 2025
Before this, another post about home cooks went viral on X. It was not about hiring them instead of using food delivery apps. Rather, it was about the salaries of such individuals in certain localities in metropolitan cities. A Mumbai-based advocate explained that her cook charges Rs 18K per house he is employed in and spends only 30 minutes working in each of the 10-12 places he goes every day. Read the full viral story here.